When clean-cut cop Frank Syler (Dylan Walsh) falls in love with the beautiful Cyndee LaFrance (Brooke Shields), the ex-Navy SEAL gets more than he bargained for. Frank's salary will never stretch far enough to support his beloved material girl. So when Frank discovers how lax security is at the bank where Cyndee works, he hatches the (almost) perfect plan. A bank with no guards, no security cameras, and a girlfriend who can open the vault. An irresistible invitation to a quick quarter of a million dollars, a cash-filled romance and a new life on the Caymen Islands...what could possibly go wrong?