Scotty likes to bet on horses, and like most gamblers, he loses. When Scotty loses, Vinnie, his bookie, wins. Scotty loses one race too many, and his gambling debts soar out-of-control. Vinnie wants to make sure that he gets paid, so he kidnaps Scotty's cousin, Benny, and holds him for ransom in an underground cell. Before Scotty's debt is paid, Vinnie is found dead. But where's Benny? Only Vinnie knows Benny's secret hiding place, and Vinnie's dead! Meanwhile, Benny's grandma dies, and greedy relatives have gathered for the reading of her will. If Benny is not found...alive...nobody gets a dime. Benny must be found!