Two up-n-coming rappers Ace (Bechir Sylvain) and Cool-Breeze (Sheaun McKinney) dream of becoming the next big thing in the rap world. After making a deal with Slick (Doctor Dré) and Red (Ed Lover), two promoters who promise wealth and success, they take out a loan from a local loan shark, Daddy T (Ellis Foster). To secure the loan Daddy T requires them to sign over body part as collateral. Their worlds crash when they discover that the two crooked rap promoters have ripped them off. After Discovering that Slick and Red have run off to the Bahamas with their money and original recordings, they must travel to the Bahamas to hustle their money and recordings back in time to pay off Daddy T, who is in hot pursuit to collect his collateral, their body parts.