Tom Williams (John Ritter), a once devoted businessman decides to take a well-earned break from climbing the corporate ladder and go on vacation with his wife (Rachel Hunter) and family to sunny California. This was probably the worst decision of his life, as the psychotic cold-hearted killer Mr. Eddie (Eric Roberts) decides that the Williams family will be his next target. Managing to kidnap Tom's family, Eddie and his gang hold them to a ransom of $1.2 million. The bank transfer will take one day, giving Tom a window of opportunity to act. But years in Business College and soft living in the suburbs haven't prepared Tom for this. Unable to ask for help, with Mr. Eddie and partner in crime Franklin (Michael Raynor) constantly at his side, Tom must summon up every ounce of moral and physical courage to save his family from certain death.