Phobia is a horror anthology in four parts. The first segment, Happiness is the story of a lonely girl who is corresponding with a stranger through text messages but soon discovers they have a darkly sinister side. The second, Tit For Tat is a tale of black magic and a school kid's vengeance for his bullying. The third, In The Middle follows a group of friends on a camping trip, but after a kayaking accident they face campside horrors. The final one, Last Fright, is a psychological thriller about a stewardess flying all alone in a cabin with a dead body.